Janet Zablock has extensive leadership experience in a varied career. She recently retired after more than 20 years managing commercial payment products for Visa. Most recently, as Head of Global Small Business for Visa Inc, Zablock directed the development and implementation of the strategic vision for Visa Business products targeted at the small business market segment. She led a team that coordinated all small business credit and debit product efforts including product development, program management and marketing. Additionally, Zablock managed Visa’s small business credit and debit issuer services, which provide Visa financial institution and partner clients with insight and counsel on succeeding and growing in the small business segment. Zablock previously served as Head of Commercial Specialized Sales for Visa Inc. In this role, she directed a team providing product expertise to issuing clients and supporting direct sales for small businesses, large market, and public sector clients in North America. Zablock was also vice president of commercial solutions for Visa USA, where she directed Visa programs focused on corporate travel and procurement expense management. Zablock was instrumental in developing the Visa-branded SmartPay commercial card program for the U.S. federal government, which runs one of the world’s largest travel card programs. Prior to Visa, Zablock was with Bank of America where she managed a team providing sales and implementation support for cash management products and services. She worked for Harbridge Merchant Services, a merchant processing company, where she led a customer service and implementation team. Her career began at McDonalds Corporation where she held a variety of positions in Corporate Communications. She holds a bachelor’s degree from Eastern Illinois University, and currently holds an independent board seat with Nav, Inc., a company that’s empowering small businesses by making it easier to get the credit and financing they need to grow.